Texarkana, TX home prices
Typical home $183,435 · +2.4% in a year · income needed $54,000
The Texarkana, TX metro area ranks 706 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.4% in a year and +3.4% over five years. With 20% down at 7.11%, the typical home costs about $1,259 a month including 1.18% property tax (Bowie County rate).
Mortgage on the typical Texarkana home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,687 | $146,748 | $987 | $0 | $272 | $1,259 | $54,000 |
| 10% down | $18,343 | $165,091 | $1,111 | $69 | $272 | $1,451 | $62,200 |
| 5% down | $9,172 | $174,263 | $1,172 | $73 | $272 | $1,517 | $65,000 |
| 3.5% down (FHA) | $6,420 | $180,112 | $1,212 | $81 | $272 | $1,564 | $67,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.18% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Texarkana area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bowie County, TX | $194,510 | +2.3% | 1.18% |
| Miller County, AR | $163,828 | -0.2% | 0.61% |
| Little River County, AR | $157,995 | +12.0% | 0.5% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Texarkana?
The typical home in the Texarkana, TX metro area is worth $183,435 (Zillow, September 2026).
What salary do you need to buy a house in Texarkana?
About $54,000 a year for the typical home with 20% down at 7.11%.