Knox County, Texas home prices
Typical home $94,236 · +6.4% in a year · property tax 1.6%
The typical home in Knox County is worth $94,236, 68% less than the Texas typical home ($296,424). Values changed +6.4% in the past year and — over five years. Homeowners here pay a median 1.6% of their home's value in property tax each year ($1,508 on the typical home), versus 1.32% statewide.
Mortgage on the typical Knox County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $18,847 | $75,389 | $507 | $0 | $173 | $680 | $29,100 |
| 10% down | $9,424 | $84,813 | $571 | $35 | $173 | $779 | $33,400 |
| 5% down | $4,712 | $89,525 | $602 | $37 | $173 | $812 | $34,800 |
| 3.5% down (FHA) | $3,298 | $92,530 | $622 | $42 | $173 | $837 | $35,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stonewall County | $94,179 | -0.4% | 1.79% |
| Zavala County | $91,238 | +13.1% | 1.53% |
| Mitchell County | $98,441 | +1.9% | 1.86% |
| Wheeler County | $99,566 | +10.6% | 1.39% |
| Dickens County | $99,808 | +0.3% | 1.44% |
| Swisher County | $101,032 | +3.9% | 1.72% |
| Hall County | $86,993 | +7.8% | 1.26% |
| Floyd County | $86,253 | +1.4% | 1.24% |
| Duval County | $86,206 | -10.6% | 1.28% |
| Crosby County | $85,807 | +3.0% | 1.83% |
Frequently asked questions
What is the average home price in Knox County, TX?
The typical home value in Knox County is $94,236 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Knox County?
About $29,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Knox County?
The median effective rate is 1.6% of home value a year (Census ACS 2024 5-year estimates).