Zavala County, Texas home prices
Typical home $91,238 · +13.1% in a year · property tax 1.53%
The typical home in Zavala County is worth $91,238, 69% less than the Texas typical home ($296,424). Values changed +13.1% in the past year and +14.0% over five years. Homeowners here pay a median 1.53% of their home's value in property tax each year ($1,396 on the typical home), versus 1.32% statewide.
Mortgage on the typical Zavala County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $18,248 | $72,991 | $491 | $0 | $162 | $653 | $28,000 |
| 10% down | $9,124 | $82,114 | $552 | $34 | $162 | $749 | $32,100 |
| 5% down | $4,562 | $86,676 | $583 | $36 | $162 | $781 | $33,500 |
| 3.5% down (FHA) | $3,193 | $89,586 | $603 | $40 | $162 | $805 | $34,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stonewall County | $94,179 | -0.4% | 1.79% |
| Knox County | $94,236 | +6.4% | 1.6% |
| Hall County | $86,993 | +7.8% | 1.26% |
| Floyd County | $86,253 | +1.4% | 1.24% |
| Duval County | $86,206 | -10.6% | 1.28% |
| Crosby County | $85,807 | +3.0% | 1.83% |
| Foard County | $84,841 | -6.0% | 1.12% |
| Collingsworth County | $84,832 | -2.4% | 1.26% |
| Mitchell County | $98,441 | +1.9% | 1.86% |
| Wheeler County | $99,566 | +10.6% | 1.39% |
Frequently asked questions
What is the average home price in Zavala County, TX?
The typical home value in Zavala County is $91,238 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Zavala County?
About $28,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Zavala County?
The median effective rate is 1.53% of home value a year (Census ACS 2024 5-year estimates).