Floyd County, Texas home prices
Typical home $86,253 · +1.4% in a year · property tax 1.24%
The typical home in Floyd County is worth $86,253, 71% less than the Texas typical home ($296,424). Values changed +1.4% in the past year and -31.2% over five years. Homeowners here pay a median 1.24% of their home's value in property tax each year ($1,066 on the typical home), versus 1.32% statewide.
Mortgage on the typical Floyd County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $17,251 | $69,003 | $464 | $0 | $132 | $596 | $25,500 |
| 10% down | $8,625 | $77,628 | $522 | $32 | $132 | $686 | $29,400 |
| 5% down | $4,313 | $81,941 | $551 | $34 | $132 | $717 | $30,700 |
| 3.5% down (FHA) | $3,019 | $84,691 | $570 | $38 | $132 | $740 | $31,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.24% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Duval County | $86,206 | -10.6% | 1.28% |
| Crosby County | $85,807 | +3.0% | 1.83% |
| Hall County | $86,993 | +7.8% | 1.26% |
| Foard County | $84,841 | -6.0% | 1.12% |
| Collingsworth County | $84,832 | -2.4% | 1.26% |
| Zavala County | $91,238 | +13.1% | 1.53% |
| Jim Hogg County | $78,647 | -7.1% | 0.97% |
| Stonewall County | $94,179 | -0.4% | 1.79% |
| Knox County | $94,236 | +6.4% | 1.6% |
| Cottle County | $77,429 | +18.3% | 1.15% |
Frequently asked questions
What is the average home price in Floyd County, TX?
The typical home value in Floyd County is $86,253 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Floyd County?
About $25,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Floyd County?
The median effective rate is 1.24% of home value a year (Census ACS 2024 5-year estimates).