Dickens County, Texas home prices
Typical home $99,808 · +0.3% in a year · property tax 1.44%
The typical home in Dickens County is worth $99,808, 66% less than the Texas typical home ($296,424). Values changed +0.3% in the past year and — over five years. Homeowners here pay a median 1.44% of their home's value in property tax each year ($1,435 on the typical home), versus 1.32% statewide.
Mortgage on the typical Dickens County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $19,962 | $79,846 | $537 | $0 | $170 | $707 | $30,300 |
| 10% down | $9,981 | $89,827 | $604 | $37 | $170 | $811 | $34,800 |
| 5% down | $4,990 | $94,818 | $638 | $40 | $170 | $847 | $36,300 |
| 3.5% down (FHA) | $3,493 | $98,000 | $659 | $44 | $170 | $873 | $37,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wheeler County | $99,566 | +10.6% | 1.39% |
| Swisher County | $101,032 | +3.9% | 1.72% |
| Mitchell County | $98,441 | +1.9% | 1.86% |
| Haskell County | $104,184 | +8.2% | 1.16% |
| Gray County | $105,191 | +1.9% | 1.37% |
| Knox County | $94,236 | +6.4% | 1.6% |
| Stonewall County | $94,179 | -0.4% | 1.79% |
| Lamb County | $106,296 | -5.9% | 1.12% |
| Wilbarger County | $107,745 | +3.0% | 1.6% |
| Zavala County | $91,238 | +13.1% | 1.53% |
Frequently asked questions
What is the average home price in Dickens County, TX?
The typical home value in Dickens County is $99,808 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dickens County?
About $30,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dickens County?
The median effective rate is 1.44% of home value a year (Census ACS 2024 5-year estimates).