Wilbarger County, Texas home prices
Typical home $107,745 · +3.0% in a year · property tax 1.6%
The typical home in Wilbarger County is worth $107,745, 64% less than the Texas typical home ($296,424). Values changed +3.0% in the past year and -7.5% over five years. Homeowners here pay a median 1.6% of their home's value in property tax each year ($1,726 on the typical home), versus 1.32% statewide.
Mortgage on the typical Wilbarger County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $21,549 | $86,196 | $580 | $0 | $198 | $778 | $33,300 |
| 10% down | $10,774 | $96,970 | $652 | $40 | $198 | $890 | $38,200 |
| 5% down | $5,387 | $102,358 | $689 | $43 | $198 | $929 | $39,800 |
| 3.5% down (FHA) | $3,771 | $105,793 | $712 | $48 | $198 | $957 | $41,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Vernon metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lamb County | $106,296 | -5.9% | 1.12% |
| Fisher County | $109,250 | +9.6% | 1.73% |
| Terrell County | $110,144 | -10.8% | 0.92% |
| Gray County | $105,191 | +1.9% | 1.37% |
| Haskell County | $104,184 | +8.2% | 1.16% |
| Dawson County | $111,742 | +6.0% | 1.62% |
| Swisher County | $101,032 | +3.9% | 1.72% |
| Crockett County | $114,991 | -6.2% | 1.32% |
| Dickens County | $99,808 | +0.3% | 1.44% |
| Wheeler County | $99,566 | +10.6% | 1.39% |
Frequently asked questions
What is the average home price in Wilbarger County, TX?
The typical home value in Wilbarger County is $107,745 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wilbarger County?
About $33,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wilbarger County?
The median effective rate is 1.6% of home value a year (Census ACS 2024 5-year estimates).