Terrell County, Texas home prices
Typical home $110,144 · -10.8% in a year · property tax 0.92%
The typical home in Terrell County is worth $110,144, 63% less than the Texas typical home ($296,424). Values changed -10.8% in the past year and -35.5% over five years. Homeowners here pay a median 0.92% of their home's value in property tax each year ($1,009 on the typical home), versus 1.32% statewide.
Mortgage on the typical Terrell County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $22,029 | $88,115 | $593 | $0 | $139 | $732 | $31,400 |
| 10% down | $11,014 | $99,130 | $667 | $41 | $139 | $847 | $36,300 |
| 5% down | $5,507 | $104,637 | $704 | $44 | $139 | $887 | $38,000 |
| 3.5% down (FHA) | $3,855 | $108,149 | $728 | $49 | $139 | $915 | $39,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.92% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fisher County | $109,250 | +9.6% | 1.73% |
| Dawson County | $111,742 | +6.0% | 1.62% |
| Wilbarger County | $107,745 | +3.0% | 1.6% |
| Lamb County | $106,296 | -5.9% | 1.12% |
| Crockett County | $114,991 | -6.2% | 1.32% |
| Gray County | $105,191 | +1.9% | 1.37% |
| Haskell County | $104,184 | +8.2% | 1.16% |
| Lipscomb County | $118,196 | +2.7% | 1.41% |
| Kinney County | $118,224 | +0.2% | 1.41% |
| Hutchinson County | $118,561 | +2.1% | 1.35% |
Frequently asked questions
What is the average home price in Terrell County, TX?
The typical home value in Terrell County is $110,144 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Terrell County?
About $31,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Terrell County?
The median effective rate is 0.92% of home value a year (Census ACS 2024 5-year estimates).