Swisher County, Texas home prices
Typical home $101,032 · +3.9% in a year · property tax 1.72%
The typical home in Swisher County is worth $101,032, 66% less than the Texas typical home ($296,424). Values changed +3.9% in the past year and -5.1% over five years. Homeowners here pay a median 1.72% of their home's value in property tax each year ($1,741 on the typical home), versus 1.32% statewide.
Mortgage on the typical Swisher County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $20,206 | $80,826 | $544 | $0 | $196 | $739 | $31,700 |
| 10% down | $10,103 | $90,929 | $612 | $38 | $196 | $845 | $36,200 |
| 5% down | $5,052 | $95,980 | $646 | $40 | $196 | $881 | $37,800 |
| 3.5% down (FHA) | $3,536 | $99,202 | $667 | $45 | $196 | $908 | $38,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.72% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dickens County | $99,808 | +0.3% | 1.44% |
| Wheeler County | $99,566 | +10.6% | 1.39% |
| Mitchell County | $98,441 | +1.9% | 1.86% |
| Haskell County | $104,184 | +8.2% | 1.16% |
| Gray County | $105,191 | +1.9% | 1.37% |
| Lamb County | $106,296 | -5.9% | 1.12% |
| Wilbarger County | $107,745 | +3.0% | 1.6% |
| Knox County | $94,236 | +6.4% | 1.6% |
| Stonewall County | $94,179 | -0.4% | 1.79% |
| Fisher County | $109,250 | +9.6% | 1.73% |
Frequently asked questions
What is the average home price in Swisher County, TX?
The typical home value in Swisher County is $101,032 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Swisher County?
About $31,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Swisher County?
The median effective rate is 1.72% of home value a year (Census ACS 2024 5-year estimates).