Orangeburg County, South Carolina home prices
Typical home $162,517 · +4.7% in a year · property tax 0.65%
The typical home in Orangeburg County is worth $162,517, 47% less than the South Carolina typical home ($304,319). Values changed +4.7% in the past year and +8.3% over five years. Homeowners here pay a median 0.65% of their home's value in property tax each year ($1,051 on the typical home), versus 0.45% statewide.
Mortgage on the typical Orangeburg County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,503 | $130,014 | $875 | $0 | $169 | $1,043 | $44,700 |
| 10% down | $16,252 | $146,265 | $984 | $61 | $169 | $1,214 | $52,000 |
| 5% down | $8,126 | $154,391 | $1,039 | $64 | $169 | $1,272 | $54,500 |
| 3.5% down (FHA) | $5,688 | $159,573 | $1,073 | $72 | $169 | $1,314 | $56,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Orangeburg metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hampton County | $159,212 | -0.4% | 0.8% |
| Dillon County | $156,722 | +9.6% | 0.53% |
| Darlington County | $170,906 | +10.4% | 0.41% |
| Barnwell County | $172,893 | +0.3% | 0.73% |
| Greenwood County | $174,626 | +0.2% | 0.53% |
| Marion County | $144,024 | -2.0% | 0.47% |
| Chesterfield County | $185,129 | +4.6% | 0.42% |
| Clarendon County | $187,053 | -3.9% | 0.56% |
| Cherokee County | $189,612 | -2.5% | 0.43% |
| Lee County | $131,864 | -7.0% | 0.57% |
Frequently asked questions
What is the average home price in Orangeburg County, SC?
The typical home value in Orangeburg County is $162,517 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Orangeburg County?
About $44,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Orangeburg County?
The median effective rate is 0.65% of home value a year (Census ACS 2024 5-year estimates).