Chesterfield County, South Carolina home prices
Typical home $185,129 · +4.6% in a year · property tax 0.42%
The typical home in Chesterfield County is worth $185,129, 39% less than the South Carolina typical home ($304,319). Values changed +4.6% in the past year and +6.7% over five years. Homeowners here pay a median 0.42% of their home's value in property tax each year ($776 on the typical home), versus 0.45% statewide.
Mortgage on the typical Chesterfield County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,026 | $148,103 | $996 | $0 | $157 | $1,154 | $49,400 |
| 10% down | $18,513 | $166,616 | $1,121 | $69 | $157 | $1,347 | $57,700 |
| 5% down | $9,256 | $175,873 | $1,183 | $73 | $157 | $1,414 | $60,600 |
| 3.5% down (FHA) | $6,480 | $181,776 | $1,223 | $82 | $157 | $1,462 | $62,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clarendon County | $187,053 | -3.9% | 0.56% |
| Cherokee County | $189,612 | -2.5% | 0.43% |
| Fairfield County | $194,708 | +3.8% | 0.51% |
| Greenwood County | $174,626 | +0.2% | 0.53% |
| Barnwell County | $172,893 | +0.3% | 0.73% |
| Darlington County | $170,906 | +10.4% | 0.41% |
| Sumter County | $203,810 | +2.0% | 0.53% |
| Florence County | $204,585 | +4.0% | 0.42% |
| Saluda County | $207,445 | +2.9% | 0.51% |
| Orangeburg County | $162,517 | +4.7% | 0.65% |
Frequently asked questions
What is the average home price in Chesterfield County, SC?
The typical home value in Chesterfield County is $185,129 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Chesterfield County?
About $49,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Chesterfield County?
The median effective rate is 0.42% of home value a year (Census ACS 2024 5-year estimates).