Greenwood County, South Carolina home prices
Typical home $174,626 · +0.2% in a year · property tax 0.53%
The typical home in Greenwood County is worth $174,626, 43% less than the South Carolina typical home ($304,319). Values changed +0.2% in the past year and +15.0% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($933 on the typical home), versus 0.45% statewide.
Mortgage on the typical Greenwood County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,925 | $139,701 | $940 | $0 | $165 | $1,105 | $47,300 |
| 10% down | $17,463 | $157,163 | $1,057 | $65 | $165 | $1,288 | $55,200 |
| 5% down | $8,731 | $165,895 | $1,116 | $69 | $165 | $1,350 | $57,900 |
| 3.5% down (FHA) | $6,112 | $171,463 | $1,153 | $77 | $165 | $1,396 | $59,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Greenwood metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Barnwell County | $172,893 | +0.3% | 0.73% |
| Darlington County | $170,906 | +10.4% | 0.41% |
| Chesterfield County | $185,129 | +4.6% | 0.42% |
| Orangeburg County | $162,517 | +4.7% | 0.65% |
| Clarendon County | $187,053 | -3.9% | 0.56% |
| Cherokee County | $189,612 | -2.5% | 0.43% |
| Hampton County | $159,212 | -0.4% | 0.8% |
| Dillon County | $156,722 | +9.6% | 0.53% |
| Fairfield County | $194,708 | +3.8% | 0.51% |
| Sumter County | $203,810 | +2.0% | 0.53% |
Frequently asked questions
What is the average home price in Greenwood County, SC?
The typical home value in Greenwood County is $174,626 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Greenwood County?
About $47,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Greenwood County?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).