Barnwell County, South Carolina home prices
Typical home $172,893 · +0.3% in a year · property tax 0.73%
The typical home in Barnwell County is worth $172,893, 43% less than the South Carolina typical home ($304,319). Values changed +0.3% in the past year and -10.6% over five years. Homeowners here pay a median 0.73% of their home's value in property tax each year ($1,264 on the typical home), versus 0.45% statewide.
Mortgage on the typical Barnwell County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,579 | $138,314 | $930 | $0 | $192 | $1,122 | $48,100 |
| 10% down | $17,289 | $155,603 | $1,047 | $65 | $192 | $1,303 | $55,900 |
| 5% down | $8,645 | $164,248 | $1,105 | $68 | $192 | $1,365 | $58,500 |
| 3.5% down (FHA) | $6,051 | $169,761 | $1,142 | $76 | $192 | $1,410 | $60,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.73% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Greenwood County | $174,626 | +0.2% | 0.53% |
| Darlington County | $170,906 | +10.4% | 0.41% |
| Orangeburg County | $162,517 | +4.7% | 0.65% |
| Chesterfield County | $185,129 | +4.6% | 0.42% |
| Hampton County | $159,212 | -0.4% | 0.8% |
| Clarendon County | $187,053 | -3.9% | 0.56% |
| Dillon County | $156,722 | +9.6% | 0.53% |
| Cherokee County | $189,612 | -2.5% | 0.43% |
| Fairfield County | $194,708 | +3.8% | 0.51% |
| Marion County | $144,024 | -2.0% | 0.47% |
Frequently asked questions
What is the average home price in Barnwell County, SC?
The typical home value in Barnwell County is $172,893 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Barnwell County?
About $48,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Barnwell County?
The median effective rate is 0.73% of home value a year (Census ACS 2024 5-year estimates).