Greenwood, SC home prices
Typical home $174,732 · +0.2% in a year · income needed $47,400
The Greenwood, SC metro area ranks 742 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.2% in a year and +16.0% over five years. With 20% down at 7.11%, the typical home costs about $1,105 a month including 0.53% property tax (Greenwood County rate).
Mortgage on the typical Greenwood home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,946 | $139,785 | $940 | $0 | $165 | $1,105 | $47,400 |
| 10% down | $17,473 | $157,258 | $1,058 | $66 | $165 | $1,289 | $55,200 |
| 5% down | $8,737 | $165,995 | $1,117 | $69 | $165 | $1,351 | $57,900 |
| 3.5% down (FHA) | $6,116 | $171,567 | $1,154 | $77 | $165 | $1,397 | $59,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Greenwood area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Greenwood County, SC | $174,626 | +0.2% | 0.53% |
What can you afford in South Carolina on your salary? · South Carolina home prices · Salaries in South Carolina
Frequently asked questions
How much is a house in Greenwood?
The typical home in the Greenwood, SC metro area is worth $174,732 (Zillow, September 2026).
What salary do you need to buy a house in Greenwood?
About $47,400 a year for the typical home with 20% down at 7.11%.