Saluda County, South Carolina home prices
Typical home $207,445 · +2.9% in a year · property tax 0.51%
The typical home in Saluda County is worth $207,445, 32% less than the South Carolina typical home ($304,319). Values changed +2.9% in the past year and +13.4% over five years. Homeowners here pay a median 0.51% of their home's value in property tax each year ($1,058 on the typical home), versus 0.45% statewide.
Mortgage on the typical Saluda County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,489 | $165,956 | $1,116 | $0 | $192 | $1,308 | $56,100 |
| 10% down | $20,744 | $186,700 | $1,256 | $78 | $192 | $1,526 | $65,400 |
| 5% down | $10,372 | $197,072 | $1,326 | $82 | $192 | $1,600 | $68,600 |
| 3.5% down (FHA) | $7,261 | $203,687 | $1,370 | $92 | $192 | $1,654 | $70,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Columbia metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Calhoun County | $209,607 | +4.9% | 0.41% |
| Abbeville County | $209,757 | +4.6% | 0.44% |
| Florence County | $204,585 | +4.0% | 0.42% |
| Sumter County | $203,810 | +2.0% | 0.53% |
| Chester County | $211,424 | -0.4% | 0.56% |
| Laurens County | $214,803 | -1.3% | 0.41% |
| Fairfield County | $194,708 | +3.8% | 0.51% |
| Newberry County | $222,525 | +6.2% | 0.67% |
| Cherokee County | $189,612 | -2.5% | 0.43% |
| Clarendon County | $187,053 | -3.9% | 0.56% |
Frequently asked questions
What is the average home price in Saluda County, SC?
The typical home value in Saluda County is $207,445 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Saluda County?
About $56,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Saluda County?
The median effective rate is 0.51% of home value a year (Census ACS 2024 5-year estimates).