Laurens County, South Carolina home prices
Typical home $214,803 · -1.3% in a year · property tax 0.41%
The typical home in Laurens County is worth $214,803, 29% less than the South Carolina typical home ($304,319). Values changed -1.3% in the past year and -13.9% over five years. Homeowners here pay a median 0.41% of their home's value in property tax each year ($879 on the typical home), versus 0.45% statewide.
Mortgage on the typical Laurens County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,961 | $171,842 | $1,156 | $0 | $181 | $1,337 | $57,300 |
| 10% down | $21,480 | $193,323 | $1,300 | $81 | $181 | $1,562 | $66,900 |
| 5% down | $10,740 | $204,063 | $1,373 | $85 | $181 | $1,638 | $70,200 |
| 3.5% down (FHA) | $7,518 | $210,912 | $1,419 | $95 | $181 | $1,694 | $72,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Greenville metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Chester County | $211,424 | -0.4% | 0.56% |
| Abbeville County | $209,757 | +4.6% | 0.44% |
| Calhoun County | $209,607 | +4.9% | 0.41% |
| Saluda County | $207,445 | +2.9% | 0.51% |
| Newberry County | $222,525 | +6.2% | 0.67% |
| Florence County | $204,585 | +4.0% | 0.42% |
| Sumter County | $203,810 | +2.0% | 0.53% |
| Fairfield County | $194,708 | +3.8% | 0.51% |
| Cherokee County | $189,612 | -2.5% | 0.43% |
| Richland County | $241,261 | +0.8% | 0.67% |
Frequently asked questions
What is the average home price in Laurens County, SC?
The typical home value in Laurens County is $214,803 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Laurens County?
About $57,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Laurens County?
The median effective rate is 0.41% of home value a year (Census ACS 2024 5-year estimates).