Newberry County, South Carolina home prices
Typical home $222,525 · +6.2% in a year · property tax 0.67%
The typical home in Newberry County is worth $222,525, 27% less than the South Carolina typical home ($304,319). Values changed +6.2% in the past year and +8.5% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($1,482 on the typical home), versus 0.45% statewide.
Mortgage on the typical Newberry County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,505 | $178,020 | $1,198 | $0 | $235 | $1,432 | $61,400 |
| 10% down | $22,253 | $200,273 | $1,347 | $83 | $235 | $1,665 | $71,400 |
| 5% down | $11,126 | $211,399 | $1,422 | $88 | $235 | $1,745 | $74,800 |
| 3.5% down (FHA) | $7,788 | $218,495 | $1,470 | $98 | $235 | $1,803 | $77,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Newberry metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Laurens County | $214,803 | -1.3% | 0.41% |
| Chester County | $211,424 | -0.4% | 0.56% |
| Abbeville County | $209,757 | +4.6% | 0.44% |
| Calhoun County | $209,607 | +4.9% | 0.41% |
| Saluda County | $207,445 | +2.9% | 0.51% |
| Florence County | $204,585 | +4.0% | 0.42% |
| Sumter County | $203,810 | +2.0% | 0.53% |
| Richland County | $241,261 | +0.8% | 0.67% |
| Aiken County | $243,437 | +3.2% | 0.41% |
| Fairfield County | $194,708 | +3.8% | 0.51% |
Frequently asked questions
What is the average home price in Newberry County, SC?
The typical home value in Newberry County is $222,525 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Newberry County?
About $61,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Newberry County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).