Aiken County, South Carolina home prices
Typical home $243,437 · +3.2% in a year · property tax 0.41%
The typical home in Aiken County is worth $243,437, 20% less than the South Carolina typical home ($304,319). Values changed +3.2% in the past year and +15.6% over five years. Homeowners here pay a median 0.41% of their home's value in property tax each year ($1,002 on the typical home), versus 0.45% statewide.
Mortgage on the typical Aiken County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,687 | $194,750 | $1,310 | $0 | $205 | $1,515 | $64,900 |
| 10% down | $24,344 | $219,094 | $1,474 | $91 | $205 | $1,770 | $75,900 |
| 5% down | $12,172 | $231,266 | $1,556 | $96 | $205 | $1,857 | $79,600 |
| 3.5% down (FHA) | $8,520 | $239,028 | $1,608 | $108 | $205 | $1,921 | $82,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Augusta metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Richland County | $241,261 | +0.8% | 0.67% |
| Colleton County | $251,954 | +0.3% | 0.55% |
| Kershaw County | $259,885 | +3.3% | 0.47% |
| Newberry County | $222,525 | +6.2% | 0.67% |
| Lexington County | $271,722 | +1.6% | 0.49% |
| Laurens County | $214,803 | -1.3% | 0.41% |
| Spartanburg County | $274,874 | +1.1% | 0.55% |
| Chester County | $211,424 | -0.4% | 0.56% |
| Abbeville County | $209,757 | +4.6% | 0.44% |
| Calhoun County | $209,607 | +4.9% | 0.41% |
Frequently asked questions
What is the average home price in Aiken County, SC?
The typical home value in Aiken County is $243,437 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Aiken County?
About $64,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Aiken County?
The median effective rate is 0.41% of home value a year (Census ACS 2024 5-year estimates).