Colleton County, South Carolina home prices
Typical home $251,954 · +0.3% in a year · property tax 0.55%
The typical home in Colleton County is worth $251,954, 17% less than the South Carolina typical home ($304,319). Values changed +0.3% in the past year and +21.0% over five years. Homeowners here pay a median 0.55% of their home's value in property tax each year ($1,395 on the typical home), versus 0.45% statewide.
Mortgage on the typical Colleton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,391 | $201,563 | $1,356 | $0 | $242 | $1,598 | $68,500 |
| 10% down | $25,195 | $226,758 | $1,525 | $94 | $242 | $1,862 | $79,800 |
| 5% down | $12,598 | $239,356 | $1,610 | $100 | $242 | $1,952 | $83,700 |
| 3.5% down (FHA) | $8,818 | $247,390 | $1,664 | $111 | $242 | $2,018 | $86,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kershaw County | $259,885 | +3.3% | 0.47% |
| Aiken County | $243,437 | +3.2% | 0.41% |
| Richland County | $241,261 | +0.8% | 0.67% |
| Lexington County | $271,722 | +1.6% | 0.49% |
| Spartanburg County | $274,874 | +1.1% | 0.55% |
| Edgefield County | $277,600 | +1.5% | 0.43% |
| Newberry County | $222,525 | +6.2% | 0.67% |
| Anderson County | $287,369 | +1.2% | 0.45% |
| Oconee County | $287,580 | +2.3% | 0.38% |
| Laurens County | $214,803 | -1.3% | 0.41% |
Frequently asked questions
What is the average home price in Colleton County, SC?
The typical home value in Colleton County is $251,954 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Colleton County?
About $68,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Colleton County?
The median effective rate is 0.55% of home value a year (Census ACS 2024 5-year estimates).