Anderson County, South Carolina home prices
Typical home $287,369 · +1.2% in a year · property tax 0.45%
The typical home in Anderson County is worth $287,369, 6% less than the South Carolina typical home ($304,319). Values changed +1.2% in the past year and +33.7% over five years. Homeowners here pay a median 0.45% of their home's value in property tax each year ($1,292 on the typical home), versus 0.45% statewide.
Mortgage on the typical Anderson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,474 | $229,895 | $1,547 | $0 | $251 | $1,798 | $77,100 |
| 10% down | $28,737 | $258,632 | $1,740 | $108 | $251 | $2,099 | $90,000 |
| 5% down | $14,368 | $273,000 | $1,836 | $114 | $251 | $2,202 | $94,400 |
| 3.5% down (FHA) | $10,058 | $282,164 | $1,898 | $127 | $251 | $2,277 | $97,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Greenville metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Oconee County | $287,580 | +2.3% | 0.38% |
| Edgefield County | $277,600 | +1.5% | 0.43% |
| Spartanburg County | $274,874 | +1.1% | 0.55% |
| Lexington County | $271,722 | +1.6% | 0.49% |
| Pickens County | $307,321 | +2.5% | 0.37% |
| Kershaw County | $259,885 | +3.3% | 0.47% |
| McCormick County | $316,274 | +4.2% | 0.56% |
| Horry County | $319,809 | +0.4% | 0.33% |
| Colleton County | $251,954 | +0.3% | 0.55% |
| Aiken County | $243,437 | +3.2% | 0.41% |
Frequently asked questions
What is the average home price in Anderson County, SC?
The typical home value in Anderson County is $287,369 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Anderson County?
About $77,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Anderson County?
The median effective rate is 0.45% of home value a year (Census ACS 2024 5-year estimates).