Horry County, South Carolina home prices
Typical home $319,809 · +0.4% in a year · property tax 0.33%
The typical home in Horry County is worth $319,809, 5% more than the South Carolina typical home ($304,319). Values changed +0.4% in the past year and +21.0% over five years. Homeowners here pay a median 0.33% of their home's value in property tax each year ($1,049 on the typical home), versus 0.45% statewide.
Mortgage on the typical Horry County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $63,962 | $255,847 | $1,721 | $0 | $247 | $1,968 | $84,400 |
| 10% down | $31,981 | $287,828 | $1,936 | $120 | $247 | $2,304 | $98,700 |
| 5% down | $15,990 | $303,818 | $2,044 | $127 | $247 | $2,418 | $103,600 |
| 3.5% down (FHA) | $11,193 | $314,016 | $2,112 | $141 | $247 | $2,501 | $107,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.33% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Myrtle Beach metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| McCormick County | $316,274 | +4.2% | 0.56% |
| Pickens County | $307,321 | +2.5% | 0.37% |
| Greenville County | $336,744 | +1.6% | 0.51% |
| Dorchester County | $348,212 | -0.9% | 0.56% |
| Oconee County | $287,580 | +2.3% | 0.38% |
| Anderson County | $287,369 | +1.2% | 0.45% |
| Edgefield County | $277,600 | +1.5% | 0.43% |
| Spartanburg County | $274,874 | +1.1% | 0.55% |
| Lexington County | $271,722 | +1.6% | 0.49% |
| Berkeley County | $378,292 | -0.0% | 0.45% |
Frequently asked questions
What is the average home price in Horry County, SC?
The typical home value in Horry County is $319,809 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Horry County?
About $84,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Horry County?
The median effective rate is 0.33% of home value a year (Census ACS 2024 5-year estimates).