Newberry, SC home prices
Typical home $222,522 · +6.2% in a year · income needed $61,400
The Newberry, SC metro area ranks 557 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.2% in a year and +8.5% over five years. With 20% down at 7.11%, the typical home costs about $1,432 a month including 0.67% property tax (Newberry County rate).
Mortgage on the typical Newberry home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,504 | $178,017 | $1,198 | $0 | $235 | $1,432 | $61,400 |
| 10% down | $22,252 | $200,270 | $1,347 | $83 | $235 | $1,665 | $71,400 |
| 5% down | $11,126 | $211,396 | $1,422 | $88 | $235 | $1,745 | $74,800 |
| 3.5% down (FHA) | $7,788 | $218,491 | $1,470 | $98 | $235 | $1,803 | $77,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Newberry area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Newberry County, SC | $222,525 | +6.2% | 0.67% |
What can you afford in South Carolina on your salary? · South Carolina home prices · Salaries in South Carolina
Frequently asked questions
How much is a house in Newberry?
The typical home in the Newberry, SC metro area is worth $222,522 (Zillow, September 2026).
What salary do you need to buy a house in Newberry?
About $61,400 a year for the typical home with 20% down at 7.11%.