Orangeburg, SC home prices
Typical home $162,532 · +4.7% in a year · income needed $44,700
The Orangeburg, SC metro area ranks 783 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.7% in a year and +8.4% over five years. With 20% down at 7.11%, the typical home costs about $1,044 a month including 0.65% property tax (Orangeburg County rate).
Mortgage on the typical Orangeburg home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,506 | $130,026 | $875 | $0 | $169 | $1,044 | $44,700 |
| 10% down | $16,253 | $146,279 | $984 | $61 | $169 | $1,214 | $52,000 |
| 5% down | $8,127 | $154,405 | $1,039 | $64 | $169 | $1,272 | $54,500 |
| 3.5% down (FHA) | $5,689 | $159,588 | $1,074 | $72 | $169 | $1,314 | $56,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Orangeburg area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Orangeburg County, SC | $162,517 | +4.7% | 0.65% |
What can you afford in South Carolina on your salary? · South Carolina home prices · Salaries in South Carolina
Frequently asked questions
How much is a house in Orangeburg?
The typical home in the Orangeburg, SC metro area is worth $162,532 (Zillow, September 2026).
What salary do you need to buy a house in Orangeburg?
About $44,700 a year for the typical home with 20% down at 7.11%.