Washington County, Oklahoma home prices
Typical home $185,331 · +5.4% in a year · property tax 0.9%
The typical home in Washington County is worth $185,331, 16% less than the Oklahoma typical home ($220,801). Values changed +5.4% in the past year and +30.5% over five years. Homeowners here pay a median 0.9% of their home's value in property tax each year ($1,667 on the typical home), versus 0.76% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,066 | $148,265 | $997 | $0 | $232 | $1,229 | $52,700 |
| 10% down | $18,533 | $166,798 | $1,122 | $69 | $232 | $1,423 | $61,000 |
| 5% down | $9,267 | $176,065 | $1,184 | $73 | $232 | $1,489 | $63,800 |
| 3.5% down (FHA) | $6,487 | $181,975 | $1,224 | $82 | $232 | $1,538 | $65,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.9% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma · part of the Bartlesville metro area.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Roger Mills County | $186,797 | +5.8% | 0.46% |
| Lincoln County | $186,940 | +3.4% | 0.56% |
| Sequoyah County | $189,021 | +4.7% | 0.55% |
| Pontotoc County | $191,508 | +6.4% | 0.65% |
| Carter County | $179,084 | +1.0% | 0.74% |
| Craig County | $192,296 | +3.9% | 0.55% |
| Adair County | $178,218 | +6.2% | 0.48% |
| Pottawatomie County | $192,696 | +3.6% | 0.66% |
| Custer County | $177,048 | +2.9% | 0.69% |
| Nowata County | $176,746 | +5.3% | 0.65% |
Frequently asked questions
What is the average home price in Washington County, OK?
The typical home value in Washington County is $185,331 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $52,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 0.9% of home value a year (Census ACS 2024 5-year estimates).