Nowata County, Oklahoma home prices
Typical home $176,746 · +5.3% in a year · property tax 0.65%
The typical home in Nowata County is worth $176,746, 20% less than the Oklahoma typical home ($220,801). Values changed +5.3% in the past year and +30.3% over five years. Homeowners here pay a median 0.65% of their home's value in property tax each year ($1,143 on the typical home), versus 0.76% statewide.
Mortgage on the typical Nowata County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,349 | $141,397 | $951 | $0 | $184 | $1,135 | $48,600 |
| 10% down | $17,675 | $159,071 | $1,070 | $66 | $184 | $1,320 | $56,600 |
| 5% down | $8,837 | $167,909 | $1,130 | $70 | $184 | $1,383 | $59,300 |
| 3.5% down (FHA) | $6,186 | $173,545 | $1,167 | $78 | $184 | $1,429 | $61,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Custer County | $177,048 | +2.9% | 0.69% |
| Pawnee County | $176,245 | +1.8% | 0.67% |
| Adair County | $178,218 | +6.2% | 0.48% |
| Carter County | $179,084 | +1.0% | 0.74% |
| Texas County | $172,669 | +8.6% | 0.69% |
| Murray County | $172,264 | -5.0% | 0.42% |
| Washington County | $185,331 | +5.4% | 0.9% |
| Le Flore County | $167,941 | +4.1% | 0.62% |
| Major County | $167,818 | +7.8% | 0.63% |
| Roger Mills County | $186,797 | +5.8% | 0.46% |
Frequently asked questions
What is the average home price in Nowata County, OK?
The typical home value in Nowata County is $176,746 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Nowata County?
About $48,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Nowata County?
The median effective rate is 0.65% of home value a year (Census ACS 2024 5-year estimates).