Texas County, Oklahoma home prices
Typical home $172,669 · +8.6% in a year · property tax 0.69%
The typical home in Texas County is worth $172,669, 22% less than the Oklahoma typical home ($220,801). Values changed +8.6% in the past year and +25.0% over five years. Homeowners here pay a median 0.69% of their home's value in property tax each year ($1,194 on the typical home), versus 0.76% statewide.
Mortgage on the typical Texas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,534 | $138,135 | $929 | $0 | $186 | $1,115 | $47,800 |
| 10% down | $17,267 | $155,402 | $1,045 | $65 | $186 | $1,296 | $55,500 |
| 5% down | $8,633 | $164,036 | $1,103 | $68 | $186 | $1,358 | $58,200 |
| 3.5% down (FHA) | $6,043 | $169,542 | $1,141 | $76 | $186 | $1,403 | $60,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma · part of the Guymon metro area.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Murray County | $172,264 | -5.0% | 0.42% |
| Pawnee County | $176,245 | +1.8% | 0.67% |
| Nowata County | $176,746 | +5.3% | 0.65% |
| Custer County | $177,048 | +2.9% | 0.69% |
| Le Flore County | $167,941 | +4.1% | 0.62% |
| Major County | $167,818 | +7.8% | 0.63% |
| Adair County | $178,218 | +6.2% | 0.48% |
| Carter County | $179,084 | +1.0% | 0.74% |
| Johnston County | $164,118 | +11.5% | 0.56% |
| Noble County | $160,635 | +4.7% | 0.8% |
Frequently asked questions
What is the average home price in Texas County, OK?
The typical home value in Texas County is $172,669 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Texas County?
About $47,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Texas County?
The median effective rate is 0.69% of home value a year (Census ACS 2024 5-year estimates).