Johnston County, Oklahoma home prices
Typical home $164,118 · +11.5% in a year · property tax 0.56%
The typical home in Johnston County is worth $164,118, 26% less than the Oklahoma typical home ($220,801). Values changed +11.5% in the past year and +53.2% over five years. Homeowners here pay a median 0.56% of their home's value in property tax each year ($916 on the typical home), versus 0.76% statewide.
Mortgage on the typical Johnston County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,824 | $131,295 | $883 | $0 | $158 | $1,042 | $44,600 |
| 10% down | $16,412 | $147,707 | $994 | $62 | $158 | $1,214 | $52,000 |
| 5% down | $8,206 | $155,912 | $1,049 | $65 | $158 | $1,272 | $54,500 |
| 3.5% down (FHA) | $5,744 | $161,146 | $1,084 | $73 | $158 | $1,315 | $56,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Noble County | $160,635 | +4.7% | 0.8% |
| Major County | $167,818 | +7.8% | 0.63% |
| Le Flore County | $167,941 | +4.1% | 0.62% |
| Comanche County | $159,044 | +6.7% | 0.88% |
| Pushmataha County | $156,493 | +3.2% | 0.39% |
| Murray County | $172,264 | -5.0% | 0.42% |
| Texas County | $172,669 | +8.6% | 0.69% |
| Haskell County | $155,167 | -0.4% | 0.43% |
| Muskogee County | $153,077 | +3.5% | 0.67% |
| Pawnee County | $176,245 | +1.8% | 0.67% |
Frequently asked questions
What is the average home price in Johnston County, OK?
The typical home value in Johnston County is $164,118 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Johnston County?
About $44,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Johnston County?
The median effective rate is 0.56% of home value a year (Census ACS 2024 5-year estimates).