Muskogee County, Oklahoma home prices
Typical home $153,077 · +3.5% in a year · property tax 0.67%
The typical home in Muskogee County is worth $153,077, 31% less than the Oklahoma typical home ($220,801). Values changed +3.5% in the past year and +26.7% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($1,020 on the typical home), versus 0.76% statewide.
Mortgage on the typical Muskogee County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,615 | $122,462 | $824 | $0 | $162 | $985 | $42,200 |
| 10% down | $15,308 | $137,769 | $927 | $57 | $162 | $1,146 | $49,100 |
| 5% down | $7,654 | $145,423 | $978 | $61 | $162 | $1,200 | $51,400 |
| 3.5% down (FHA) | $5,358 | $150,304 | $1,011 | $68 | $162 | $1,240 | $53,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma · part of the Muskogee metro area.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Haskell County | $155,167 | -0.4% | 0.43% |
| Beckham County | $150,710 | +5.3% | 0.84% |
| Pittsburg County | $150,091 | +3.1% | 0.5% |
| Garvin County | $149,701 | +3.7% | 0.55% |
| Pushmataha County | $156,493 | +3.2% | 0.39% |
| Comanche County | $159,044 | +6.7% | 0.88% |
| Okfuskee County | $146,418 | +8.0% | 0.48% |
| Noble County | $160,635 | +4.7% | 0.8% |
| Choctaw County | $144,011 | +2.9% | 0.41% |
| Johnston County | $164,118 | +11.5% | 0.56% |
Frequently asked questions
What is the average home price in Muskogee County, OK?
The typical home value in Muskogee County is $153,077 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Muskogee County?
About $42,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Muskogee County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).