Choctaw County, Oklahoma home prices
Typical home $144,011 · +2.9% in a year · property tax 0.41%
The typical home in Choctaw County is worth $144,011, 35% less than the Oklahoma typical home ($220,801). Values changed +2.9% in the past year and +33.3% over five years. Homeowners here pay a median 0.41% of their home's value in property tax each year ($592 on the typical home), versus 0.76% statewide.
Mortgage on the typical Choctaw County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,802 | $115,209 | $775 | $0 | $121 | $896 | $38,400 |
| 10% down | $14,401 | $129,610 | $872 | $54 | $121 | $1,047 | $44,900 |
| 5% down | $7,201 | $136,811 | $920 | $57 | $121 | $1,099 | $47,100 |
| 3.5% down (FHA) | $5,040 | $141,403 | $951 | $64 | $121 | $1,136 | $48,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Latimer County | $142,021 | +0.5% | 0.53% |
| Okfuskee County | $146,418 | +8.0% | 0.48% |
| Ottawa County | $140,960 | +7.1% | 0.62% |
| Garfield County | $140,570 | +2.7% | 0.87% |
| Stephens County | $139,453 | +3.1% | 0.68% |
| Garvin County | $149,701 | +3.7% | 0.55% |
| Pittsburg County | $150,091 | +3.1% | 0.5% |
| Beckham County | $150,710 | +5.3% | 0.84% |
| Woodward County | $135,068 | +1.3% | 0.58% |
| Muskogee County | $153,077 | +3.5% | 0.67% |
Frequently asked questions
What is the average home price in Choctaw County, OK?
The typical home value in Choctaw County is $144,011 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Choctaw County?
About $38,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Choctaw County?
The median effective rate is 0.41% of home value a year (Census ACS 2024 5-year estimates).