Woodward County, Oklahoma home prices
Typical home $135,068 · +1.3% in a year · property tax 0.58%
The typical home in Woodward County is worth $135,068, 39% less than the Oklahoma typical home ($220,801). Values changed +1.3% in the past year and +10.0% over five years. Homeowners here pay a median 0.58% of their home's value in property tax each year ($778 on the typical home), versus 0.76% statewide.
Mortgage on the typical Woodward County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,014 | $108,054 | $727 | $0 | $132 | $859 | $36,800 |
| 10% down | $13,507 | $121,561 | $818 | $51 | $132 | $1,001 | $42,900 |
| 5% down | $6,753 | $128,314 | $863 | $53 | $132 | $1,049 | $45,000 |
| 3.5% down (FHA) | $4,727 | $132,621 | $892 | $60 | $132 | $1,084 | $46,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma · part of the Woodward metro area.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dewey County | $133,744 | +5.6% | 0.52% |
| Okmulgee County | $133,337 | -3.9% | 0.66% |
| Beaver County | $131,314 | -1.1% | 0.78% |
| Stephens County | $139,453 | +3.1% | 0.68% |
| Garfield County | $140,570 | +2.7% | 0.87% |
| Ottawa County | $140,960 | +7.1% | 0.62% |
| Latimer County | $142,021 | +0.5% | 0.53% |
| Choctaw County | $144,011 | +2.9% | 0.41% |
| Okfuskee County | $146,418 | +8.0% | 0.48% |
| Seminole County | $123,418 | +8.1% | 0.62% |
Frequently asked questions
What is the average home price in Woodward County, OK?
The typical home value in Woodward County is $135,068 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Woodward County?
About $36,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Woodward County?
The median effective rate is 0.58% of home value a year (Census ACS 2024 5-year estimates).