Woodward, OK home prices
Typical home $129,087 · +1.3% in a year · income needed $35,200
The Woodward, OK metro area ranks 848 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.3% in a year and +7.9% over five years. With 20% down at 7.11%, the typical home costs about $821 a month including 0.58% property tax (Woodward County rate).
Mortgage on the typical Woodward home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,817 | $103,270 | $695 | $0 | $126 | $821 | $35,200 |
| 10% down | $12,909 | $116,179 | $782 | $48 | $126 | $956 | $41,000 |
| 5% down | $6,454 | $122,633 | $825 | $51 | $126 | $1,003 | $43,000 |
| 3.5% down (FHA) | $4,518 | $126,749 | $853 | $57 | $126 | $1,036 | $44,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Woodward area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Woodward County, OK | $135,068 | +1.3% | 0.58% |
| Ellis County, OK | $100,841 | +0.7% | 0.74% |
What can you afford in Oklahoma on your salary? · Oklahoma home prices · Salaries in Oklahoma
Frequently asked questions
How much is a house in Woodward?
The typical home in the Woodward, OK metro area is worth $129,087 (Zillow, September 2026).
What salary do you need to buy a house in Woodward?
About $35,200 a year for the typical home with 20% down at 7.11%.