Beckham County, Oklahoma home prices
Typical home $150,710 · +5.3% in a year · property tax 0.84%
The typical home in Beckham County is worth $150,710, 32% less than the Oklahoma typical home ($220,801). Values changed +5.3% in the past year and +28.6% over five years. Homeowners here pay a median 0.84% of their home's value in property tax each year ($1,268 on the typical home), versus 0.76% statewide.
Mortgage on the typical Beckham County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,142 | $120,568 | $811 | $0 | $181 | $992 | $42,500 |
| 10% down | $15,071 | $135,639 | $912 | $57 | $181 | $1,150 | $49,300 |
| 5% down | $7,536 | $143,175 | $963 | $60 | $181 | $1,204 | $51,600 |
| 3.5% down (FHA) | $5,275 | $147,980 | $995 | $67 | $181 | $1,243 | $53,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma · part of the Elk City metro area.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pittsburg County | $150,091 | +3.1% | 0.5% |
| Garvin County | $149,701 | +3.7% | 0.55% |
| Muskogee County | $153,077 | +3.5% | 0.67% |
| Okfuskee County | $146,418 | +8.0% | 0.48% |
| Haskell County | $155,167 | -0.4% | 0.43% |
| Pushmataha County | $156,493 | +3.2% | 0.39% |
| Choctaw County | $144,011 | +2.9% | 0.41% |
| Comanche County | $159,044 | +6.7% | 0.88% |
| Latimer County | $142,021 | +0.5% | 0.53% |
| Ottawa County | $140,960 | +7.1% | 0.62% |
Frequently asked questions
What is the average home price in Beckham County, OK?
The typical home value in Beckham County is $150,710 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Beckham County?
About $42,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Beckham County?
The median effective rate is 0.84% of home value a year (Census ACS 2024 5-year estimates).