Muskogee, OK home prices
Typical home $153,081 · +3.5% in a year · income needed $42,200
The Muskogee, OK metro area ranks 803 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.5% in a year and +26.7% over five years. With 20% down at 7.11%, the typical home costs about $985 a month including 0.67% property tax (Muskogee County rate).
Mortgage on the typical Muskogee home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,616 | $122,465 | $824 | $0 | $162 | $985 | $42,200 |
| 10% down | $15,308 | $137,773 | $927 | $57 | $162 | $1,146 | $49,100 |
| 5% down | $7,654 | $145,427 | $978 | $61 | $162 | $1,200 | $51,400 |
| 3.5% down (FHA) | $5,358 | $150,308 | $1,011 | $68 | $162 | $1,240 | $53,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Muskogee area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Muskogee County, OK | $153,077 | +3.5% | 0.67% |
What can you afford in Oklahoma on your salary? · Oklahoma home prices · Salaries in Oklahoma
Frequently asked questions
How much is a house in Muskogee?
The typical home in the Muskogee, OK metro area is worth $153,081 (Zillow, September 2026).
What salary do you need to buy a house in Muskogee?
About $42,200 a year for the typical home with 20% down at 7.11%.