Guymon, OK home prices
Typical home $172,669 · +8.6% in a year · income needed $47,800
The Guymon, OK metro area ranks 748 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +8.6% in a year and +25.2% over five years. With 20% down at 7.11%, the typical home costs about $1,115 a month including 0.69% property tax (Texas County rate).
Mortgage on the typical Guymon home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,534 | $138,135 | $929 | $0 | $186 | $1,115 | $47,800 |
| 10% down | $17,267 | $155,402 | $1,045 | $65 | $186 | $1,296 | $55,500 |
| 5% down | $8,633 | $164,036 | $1,103 | $68 | $186 | $1,358 | $58,200 |
| 3.5% down (FHA) | $6,043 | $169,542 | $1,141 | $76 | $186 | $1,403 | $60,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Guymon area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Texas County, OK | $172,669 | +8.6% | 0.69% |
What can you afford in Oklahoma on your salary? · Oklahoma home prices · Salaries in Oklahoma
Frequently asked questions
How much is a house in Guymon?
The typical home in the Guymon, OK metro area is worth $172,669 (Zillow, September 2026).
What salary do you need to buy a house in Guymon?
About $47,800 a year for the typical home with 20% down at 7.11%.