Bartlesville, OK home prices
Typical home $185,332 · +5.5% in a year · income needed $52,700
The Bartlesville, OK metro area ranks 699 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +5.5% in a year and +30.5% over five years. With 20% down at 7.11%, the typical home costs about $1,229 a month including 0.9% property tax (Washington County rate).
Mortgage on the typical Bartlesville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,066 | $148,266 | $997 | $0 | $232 | $1,229 | $52,700 |
| 10% down | $18,533 | $166,799 | $1,122 | $69 | $232 | $1,423 | $61,000 |
| 5% down | $9,267 | $176,065 | $1,184 | $73 | $232 | $1,489 | $63,800 |
| 3.5% down (FHA) | $6,487 | $181,975 | $1,224 | $82 | $232 | $1,538 | $65,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.9% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Bartlesville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County, OK | $185,331 | +5.4% | 0.9% |
What can you afford in Oklahoma on your salary? · Oklahoma home prices · Salaries in Oklahoma
Frequently asked questions
How much is a house in Bartlesville?
The typical home in the Bartlesville, OK metro area is worth $185,332 (Zillow, September 2026).
What salary do you need to buy a house in Bartlesville?
About $52,700 a year for the typical home with 20% down at 7.11%.