Craig County, Oklahoma home prices
Typical home $192,296 · +3.9% in a year · property tax 0.55%
The typical home in Craig County is worth $192,296, 13% less than the Oklahoma typical home ($220,801). Values changed +3.9% in the past year and +38.5% over five years. Homeowners here pay a median 0.55% of their home's value in property tax each year ($1,052 on the typical home), versus 0.76% statewide.
Mortgage on the typical Craig County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,459 | $153,837 | $1,035 | $0 | $184 | $1,219 | $52,200 |
| 10% down | $19,230 | $173,067 | $1,164 | $72 | $184 | $1,420 | $60,900 |
| 5% down | $9,615 | $182,682 | $1,229 | $76 | $184 | $1,489 | $63,800 |
| 3.5% down (FHA) | $6,730 | $188,813 | $1,270 | $85 | $184 | $1,539 | $66,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pottawatomie County | $192,696 | +3.6% | 0.66% |
| Pontotoc County | $191,508 | +6.4% | 0.65% |
| McCurtain County | $194,518 | +2.4% | 0.37% |
| McIntosh County | $194,564 | +3.6% | 0.57% |
| Sequoyah County | $189,021 | +4.7% | 0.55% |
| Lincoln County | $186,940 | +3.4% | 0.56% |
| Roger Mills County | $186,797 | +5.8% | 0.46% |
| Washington County | $185,331 | +5.4% | 0.9% |
| Love County | $201,492 | -1.4% | 0.63% |
| Carter County | $179,084 | +1.0% | 0.74% |
Frequently asked questions
What is the average home price in Craig County, OK?
The typical home value in Craig County is $192,296 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Craig County?
About $52,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Craig County?
The median effective rate is 0.55% of home value a year (Census ACS 2024 5-year estimates).