Love County, Oklahoma home prices
Typical home $201,492 · -1.4% in a year · property tax 0.63%
The typical home in Love County is worth $201,492, 9% less than the Oklahoma typical home ($220,801). Values changed -1.4% in the past year and +23.0% over five years. Homeowners here pay a median 0.63% of their home's value in property tax each year ($1,263 on the typical home), versus 0.76% statewide.
Mortgage on the typical Love County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,298 | $161,193 | $1,084 | $0 | $206 | $1,290 | $55,300 |
| 10% down | $20,149 | $181,343 | $1,220 | $76 | $206 | $1,501 | $64,300 |
| 5% down | $10,075 | $191,417 | $1,288 | $80 | $206 | $1,573 | $67,400 |
| 3.5% down (FHA) | $7,052 | $197,842 | $1,331 | $89 | $206 | $1,626 | $69,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma · part of the Ardmore metro area.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| McIntosh County | $194,564 | +3.6% | 0.57% |
| McCurtain County | $194,518 | +2.4% | 0.37% |
| Marshall County | $208,939 | +3.9% | 0.55% |
| Pottawatomie County | $192,696 | +3.6% | 0.66% |
| Craig County | $192,296 | +3.9% | 0.55% |
| Pontotoc County | $191,508 | +6.4% | 0.65% |
| Atoka County | $213,742 | +4.2% | 0.55% |
| Sequoyah County | $189,021 | +4.7% | 0.55% |
| Cherokee County | $214,211 | +8.4% | 0.54% |
| Lincoln County | $186,940 | +3.4% | 0.56% |
Frequently asked questions
What is the average home price in Love County, OK?
The typical home value in Love County is $201,492 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Love County?
About $55,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Love County?
The median effective rate is 0.63% of home value a year (Census ACS 2024 5-year estimates).