Ashland County, Ohio home prices
Typical home $244,608 · +4.3% in a year · property tax 0.99%
The typical home in Ashland County is worth $244,608, about the same as the Ohio typical home ($245,982). Values changed +4.3% in the past year and +36.4% over five years. Homeowners here pay a median 0.99% of their home's value in property tax each year ($2,433 on the typical home), versus 1.22% statewide.
Mortgage on the typical Ashland County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,922 | $195,686 | $1,316 | $0 | $325 | $1,641 | $70,300 |
| 10% down | $24,461 | $220,147 | $1,481 | $92 | $325 | $1,898 | $81,300 |
| 5% down | $12,230 | $232,378 | $1,563 | $97 | $325 | $1,985 | $85,100 |
| 3.5% down (FHA) | $8,561 | $240,178 | $1,616 | $108 | $325 | $2,049 | $87,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.99% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Ashland metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fayette County | $244,757 | +3.1% | 0.94% |
| Shelby County | $246,250 | +7.0% | 0.95% |
| Auglaize County | $242,461 | +6.2% | 0.96% |
| Wood County | $242,240 | +2.6% | 1.34% |
| Erie County | $240,422 | +3.4% | 1.22% |
| Lake County | $249,918 | +3.4% | 1.62% |
| Hancock County | $239,297 | +3.7% | 1% |
| Preble County | $235,943 | +7.3% | 1.04% |
| Logan County | $253,679 | +3.7% | 1% |
| Clinton County | $253,731 | +4.1% | 0.93% |
Frequently asked questions
What is the average home price in Ashland County, OH?
The typical home value in Ashland County is $244,608 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ashland County?
About $70,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ashland County?
The median effective rate is 0.99% of home value a year (Census ACS 2024 5-year estimates).