Preble County, Ohio home prices
Typical home $235,943 · +7.3% in a year · property tax 1.04%
The typical home in Preble County is worth $235,943, 4% less than the Ohio typical home ($245,982). Values changed +7.3% in the past year and +37.8% over five years. Homeowners here pay a median 1.04% of their home's value in property tax each year ($2,456 on the typical home), versus 1.22% statewide.
Mortgage on the typical Preble County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,189 | $188,755 | $1,270 | $0 | $323 | $1,592 | $68,200 |
| 10% down | $23,594 | $212,349 | $1,428 | $88 | $323 | $1,840 | $78,800 |
| 5% down | $11,797 | $224,146 | $1,508 | $93 | $323 | $1,924 | $82,500 |
| 3.5% down (FHA) | $8,258 | $231,670 | $1,558 | $104 | $323 | $1,985 | $85,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.04% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hancock County | $239,297 | +3.7% | 1% |
| Erie County | $240,422 | +3.4% | 1.22% |
| Fulton County | $230,046 | +2.7% | 1.28% |
| Wood County | $242,240 | +2.6% | 1.34% |
| Auglaize County | $242,461 | +6.2% | 0.96% |
| Summit County | $227,458 | +3.6% | 1.53% |
| Ashland County | $244,608 | +4.3% | 0.99% |
| Fayette County | $244,757 | +3.1% | 0.94% |
| Shelby County | $246,250 | +7.0% | 0.95% |
| Lake County | $249,918 | +3.4% | 1.62% |
Frequently asked questions
What is the average home price in Preble County, OH?
The typical home value in Preble County is $235,943 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Preble County?
About $68,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Preble County?
The median effective rate is 1.04% of home value a year (Census ACS 2024 5-year estimates).