Wood County, Ohio home prices
Typical home $242,240 · +2.6% in a year · property tax 1.34%
The typical home in Wood County is worth $242,240, about the same as the Ohio typical home ($245,982). Values changed +2.6% in the past year and +22.0% over five years. Homeowners here pay a median 1.34% of their home's value in property tax each year ($3,256 on the typical home), versus 1.22% statewide.
Mortgage on the typical Wood County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,448 | $193,792 | $1,304 | $0 | $392 | $1,696 | $72,700 |
| 10% down | $24,224 | $218,016 | $1,467 | $91 | $392 | $1,950 | $83,600 |
| 5% down | $12,112 | $230,128 | $1,548 | $96 | $392 | $2,036 | $87,300 |
| 3.5% down (FHA) | $8,478 | $237,853 | $1,600 | $107 | $392 | $2,100 | $90,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.34% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Toledo metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Auglaize County | $242,461 | +6.2% | 0.96% |
| Erie County | $240,422 | +3.4% | 1.22% |
| Ashland County | $244,608 | +4.3% | 0.99% |
| Fayette County | $244,757 | +3.1% | 0.94% |
| Hancock County | $239,297 | +3.7% | 1% |
| Shelby County | $246,250 | +7.0% | 0.95% |
| Preble County | $235,943 | +7.3% | 1.04% |
| Lake County | $249,918 | +3.4% | 1.62% |
| Logan County | $253,679 | +3.7% | 1% |
| Clinton County | $253,731 | +4.1% | 0.93% |
Frequently asked questions
What is the average home price in Wood County, OH?
The typical home value in Wood County is $242,240 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wood County?
About $72,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wood County?
The median effective rate is 1.34% of home value a year (Census ACS 2024 5-year estimates).