Clinton County, Ohio home prices
Typical home $253,731 · +4.1% in a year · property tax 0.93%
The typical home in Clinton County is worth $253,731, 3% more than the Ohio typical home ($245,982). Values changed +4.1% in the past year and +29.4% over five years. Homeowners here pay a median 0.93% of their home's value in property tax each year ($2,349 on the typical home), versus 1.22% statewide.
Mortgage on the typical Clinton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,746 | $202,984 | $1,365 | $0 | $323 | $1,688 | $72,300 |
| 10% down | $25,373 | $228,358 | $1,536 | $95 | $323 | $1,954 | $83,700 |
| 5% down | $12,687 | $241,044 | $1,622 | $100 | $323 | $2,045 | $87,600 |
| 3.5% down (FHA) | $8,881 | $249,135 | $1,676 | $112 | $323 | $2,111 | $90,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.93% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Wilmington metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Logan County | $253,679 | +3.7% | 1% |
| Champaign County | $255,719 | +7.4% | 1.02% |
| Lake County | $249,918 | +3.4% | 1.62% |
| Brown County | $260,279 | +2.1% | 0.82% |
| Lorain County | $260,654 | +4.8% | 1.37% |
| Putnam County | $260,924 | +9.1% | 0.97% |
| Shelby County | $246,250 | +7.0% | 0.95% |
| Fayette County | $244,757 | +3.1% | 0.94% |
| Ashland County | $244,608 | +4.3% | 0.99% |
| Wayne County | $264,392 | +3.8% | 1.17% |
Frequently asked questions
What is the average home price in Clinton County, OH?
The typical home value in Clinton County is $253,731 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clinton County?
About $72,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clinton County?
The median effective rate is 0.93% of home value a year (Census ACS 2024 5-year estimates).