Wayne County, Ohio home prices
Typical home $264,392 · +3.8% in a year · property tax 1.17%
The typical home in Wayne County is worth $264,392, 7% more than the Ohio typical home ($245,982). Values changed +3.8% in the past year and +41.0% over five years. Homeowners here pay a median 1.17% of their home's value in property tax each year ($3,097 on the typical home), versus 1.22% statewide.
Mortgage on the typical Wayne County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,878 | $211,514 | $1,423 | $0 | $390 | $1,813 | $77,700 |
| 10% down | $26,439 | $237,953 | $1,601 | $99 | $390 | $2,090 | $89,600 |
| 5% down | $13,220 | $251,172 | $1,690 | $105 | $390 | $2,185 | $93,600 |
| 3.5% down (FHA) | $9,254 | $259,603 | $1,746 | $117 | $390 | $2,254 | $96,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.17% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hamilton County | $266,241 | +0.8% | 1.51% |
| Putnam County | $260,924 | +9.1% | 0.97% |
| Lorain County | $260,654 | +4.8% | 1.37% |
| Miami County | $268,300 | +2.5% | 0.98% |
| Brown County | $260,279 | +2.1% | 0.82% |
| Champaign County | $255,719 | +7.4% | 1.02% |
| Ottawa County | $273,705 | +1.3% | 1.08% |
| Clinton County | $253,731 | +4.1% | 0.93% |
| Logan County | $253,679 | +3.7% | 1% |
| Mercer County | $275,628 | +5.2% | 1.1% |
Frequently asked questions
What is the average home price in Wayne County, OH?
The typical home value in Wayne County is $264,392 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wayne County?
About $77,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wayne County?
The median effective rate is 1.17% of home value a year (Census ACS 2024 5-year estimates).