Ashland, OH home prices
Typical home $244,540 · +4.3% in a year · income needed $70,300
The Ashland, OH metro area ranks 473 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.3% in a year and +36.4% over five years. With 20% down at 7.11%, the typical home costs about $1,641 a month including 0.99% property tax (Ashland County rate).
Mortgage on the typical Ashland home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,908 | $195,632 | $1,316 | $0 | $325 | $1,641 | $70,300 |
| 10% down | $24,454 | $220,086 | $1,481 | $92 | $325 | $1,897 | $81,300 |
| 5% down | $12,227 | $232,313 | $1,563 | $97 | $325 | $1,985 | $85,100 |
| 3.5% down (FHA) | $8,559 | $240,110 | $1,615 | $108 | $325 | $2,048 | $87,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.99% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Ashland area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ashland County, OH | $244,608 | +4.3% | 0.99% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Ashland?
The typical home in the Ashland, OH metro area is worth $244,540 (Zillow, September 2026).
What salary do you need to buy a house in Ashland?
About $70,300 a year for the typical home with 20% down at 7.11%.