Stutsman County, North Dakota home prices
Typical home $228,961 · +5.9% in a year · property tax 1.1%
The typical home in Stutsman County is worth $228,961, 21% less than the North Dakota typical home ($290,657). Values changed +5.9% in the past year and +15.1% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($2,515 on the typical home), versus 0.92% statewide.
Mortgage on the typical Stutsman County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,792 | $183,169 | $1,232 | $0 | $324 | $1,556 | $66,700 |
| 10% down | $22,896 | $206,065 | $1,386 | $86 | $324 | $1,796 | $77,000 |
| 5% down | $11,448 | $217,513 | $1,463 | $91 | $324 | $1,878 | $80,500 |
| 3.5% down (FHA) | $8,014 | $224,814 | $1,512 | $101 | $324 | $1,938 | $83,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota · part of the Jamestown metro area.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ramsey County | $230,097 | +7.1% | 0.99% |
| Bottineau County | $230,235 | +9.9% | 0.72% |
| Richland County | $231,281 | +4.3% | 1.13% |
| McLean County | $224,646 | +4.3% | 0.76% |
| Mercer County | $233,278 | +5.1% | 1.1% |
| Traill County | $233,747 | +8.2% | 1.03% |
| Mountrail County | $215,626 | +2.6% | 0.52% |
| Sargent County | $205,756 | +4.9% | 1.12% |
| Ransom County | $203,703 | +7.1% | 1.02% |
| Kidder County | $203,596 | +8.6% | 0.58% |
Frequently asked questions
What is the average home price in Stutsman County, ND?
The typical home value in Stutsman County is $228,961 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stutsman County?
About $66,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stutsman County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).