Jamestown, ND home prices
Typical home $228,996 · +5.9% in a year · income needed $66,700
The Jamestown, ND metro area ranks 525 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +5.9% in a year and +15.1% over five years. With 20% down at 7.11%, the typical home costs about $1,556 a month including 1.1% property tax (Stutsman County rate).
Mortgage on the typical Jamestown home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,799 | $183,197 | $1,232 | $0 | $324 | $1,556 | $66,700 |
| 10% down | $22,900 | $206,097 | $1,386 | $86 | $324 | $1,796 | $77,000 |
| 5% down | $11,450 | $217,546 | $1,463 | $91 | $324 | $1,878 | $80,500 |
| 3.5% down (FHA) | $8,015 | $224,848 | $1,513 | $101 | $324 | $1,938 | $83,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Jamestown area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stutsman County, ND | $228,961 | +5.9% | 1.1% |
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Frequently asked questions
How much is a house in Jamestown?
The typical home in the Jamestown, ND metro area is worth $228,996 (Zillow, September 2026).
What salary do you need to buy a house in Jamestown?
About $66,700 a year for the typical home with 20% down at 7.11%.