Traill County, North Dakota home prices
Typical home $233,747 · +8.2% in a year · property tax 1.03%
The typical home in Traill County is worth $233,747, 20% less than the North Dakota typical home ($290,657). Values changed +8.2% in the past year and -0.0% over five years. Homeowners here pay a median 1.03% of their home's value in property tax each year ($2,417 on the typical home), versus 0.92% statewide.
Mortgage on the typical Traill County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,749 | $186,997 | $1,258 | $0 | $318 | $1,576 | $67,600 |
| 10% down | $23,375 | $210,372 | $1,415 | $88 | $318 | $1,821 | $78,000 |
| 5% down | $11,687 | $222,059 | $1,494 | $93 | $318 | $1,905 | $81,600 |
| 3.5% down (FHA) | $8,181 | $229,513 | $1,544 | $103 | $318 | $1,966 | $84,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mercer County | $233,278 | +5.1% | 1.1% |
| Richland County | $231,281 | +4.3% | 1.13% |
| Bottineau County | $230,235 | +9.9% | 0.72% |
| Ramsey County | $230,097 | +7.1% | 0.99% |
| Stutsman County | $228,961 | +5.9% | 1.1% |
| McLean County | $224,646 | +4.3% | 0.76% |
| Mountrail County | $215,626 | +2.6% | 0.52% |
| Oliver County | $256,771 | +6.5% | 0.62% |
| Sargent County | $205,756 | +4.9% | 1.12% |
| Ransom County | $203,703 | +7.1% | 1.02% |
Frequently asked questions
What is the average home price in Traill County, ND?
The typical home value in Traill County is $233,747 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Traill County?
About $67,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Traill County?
The median effective rate is 1.03% of home value a year (Census ACS 2024 5-year estimates).