Cheshire County, New Hampshire home prices
Typical home $389,037 · +3.0% in a year · property tax 2.16%
The typical home in Cheshire County is worth $389,037, 24% less than the New Hampshire typical home ($510,937). Values changed +3.0% in the past year and +41.5% over five years. Homeowners here pay a median 2.16% of their home's value in property tax each year ($8,400 on the typical home), versus 1.43% statewide.
Mortgage on the typical Cheshire County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,807 | $311,230 | $2,094 | $0 | $895 | $2,988 | $128,100 |
| 10% down | $38,904 | $350,133 | $2,355 | $146 | $895 | $3,396 | $145,500 |
| 5% down | $19,452 | $369,585 | $2,486 | $154 | $895 | $3,535 | $151,500 |
| 3.5% down (FHA) | $13,616 | $381,991 | $2,570 | $172 | $895 | $3,636 | $155,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 2.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in New Hampshire · part of the Keene metro area.
New Hampshire counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sullivan County | $384,641 | +3.9% | 2.14% |
| Grafton County | $429,567 | +3.5% | 1.72% |
| Merrimack County | $486,268 | +3.1% | 1.85% |
| Strafford County | $506,299 | +3.0% | 1.85% |
| Belknap County | $507,481 | +2.8% | 1.31% |
| Carroll County | $508,169 | +4.2% | 0.99% |
| Hillsborough County | $517,347 | +2.2% | 1.66% |
| Coos County | $252,787 | -2.0% | 1.89% |
| Rockingham County | $624,657 | +3.2% | 1.58% |
Frequently asked questions
What is the average home price in Cheshire County, NH?
The typical home value in Cheshire County is $389,037 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cheshire County?
About $128,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cheshire County?
The median effective rate is 2.16% of home value a year (Census ACS 2024 5-year estimates).