Belknap County, New Hampshire home prices
Typical home $507,481 · +2.8% in a year · property tax 1.31%
The typical home in Belknap County is worth $507,481, about the same as the New Hampshire typical home ($510,937). Values changed +2.8% in the past year and +35.5% over five years. Homeowners here pay a median 1.31% of their home's value in property tax each year ($6,665 on the typical home), versus 1.43% statewide.
Mortgage on the typical Belknap County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $101,496 | $405,985 | $2,731 | $0 | $809 | $3,540 | $151,700 |
| 10% down | $50,748 | $456,733 | $3,072 | $190 | $809 | $4,072 | $174,500 |
| 5% down | $25,374 | $482,107 | $3,243 | $201 | $809 | $4,253 | $182,300 |
| 3.5% down (FHA) | $17,762 | $498,290 | $3,352 | $224 | $809 | $4,386 | $188,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in New Hampshire · part of the Laconia metro area.
New Hampshire counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Carroll County | $508,169 | +4.2% | 0.99% |
| Strafford County | $506,299 | +3.0% | 1.85% |
| Hillsborough County | $517,347 | +2.2% | 1.66% |
| Merrimack County | $486,268 | +3.1% | 1.85% |
| Grafton County | $429,567 | +3.5% | 1.72% |
| Rockingham County | $624,657 | +3.2% | 1.58% |
| Cheshire County | $389,037 | +3.0% | 2.16% |
| Sullivan County | $384,641 | +3.9% | 2.14% |
| Coos County | $252,787 | -2.0% | 1.89% |
Frequently asked questions
What is the average home price in Belknap County, NH?
The typical home value in Belknap County is $507,481 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Belknap County?
About $151,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Belknap County?
The median effective rate is 1.31% of home value a year (Census ACS 2024 5-year estimates).