Grafton County, New Hampshire home prices
Typical home $429,567 · +3.5% in a year · property tax 1.72%
The typical home in Grafton County is worth $429,567, 16% less than the New Hampshire typical home ($510,937). Values changed +3.5% in the past year and +41.6% over five years. Homeowners here pay a median 1.72% of their home's value in property tax each year ($7,388 on the typical home), versus 1.43% statewide.
Mortgage on the typical Grafton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $85,913 | $343,654 | $2,312 | $0 | $830 | $3,142 | $134,700 |
| 10% down | $42,957 | $386,611 | $2,601 | $161 | $830 | $3,592 | $154,000 |
| 5% down | $21,478 | $408,089 | $2,745 | $170 | $830 | $3,746 | $160,500 |
| 3.5% down (FHA) | $15,035 | $421,787 | $2,837 | $190 | $830 | $3,858 | $165,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.72% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in New Hampshire.
New Hampshire counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cheshire County | $389,037 | +3.0% | 2.16% |
| Sullivan County | $384,641 | +3.9% | 2.14% |
| Merrimack County | $486,268 | +3.1% | 1.85% |
| Strafford County | $506,299 | +3.0% | 1.85% |
| Belknap County | $507,481 | +2.8% | 1.31% |
| Carroll County | $508,169 | +4.2% | 0.99% |
| Hillsborough County | $517,347 | +2.2% | 1.66% |
| Coos County | $252,787 | -2.0% | 1.89% |
| Rockingham County | $624,657 | +3.2% | 1.58% |
Frequently asked questions
What is the average home price in Grafton County, NH?
The typical home value in Grafton County is $429,567 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Grafton County?
About $134,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Grafton County?
The median effective rate is 1.72% of home value a year (Census ACS 2024 5-year estimates).