Merrimack County, New Hampshire home prices
Typical home $486,268 · +3.1% in a year · property tax 1.85%
The typical home in Merrimack County is worth $486,268, 5% less than the New Hampshire typical home ($510,937). Values changed +3.1% in the past year and +37.8% over five years. Homeowners here pay a median 1.85% of their home's value in property tax each year ($8,973 on the typical home), versus 1.43% statewide.
Mortgage on the typical Merrimack County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $97,254 | $389,015 | $2,617 | $0 | $991 | $3,608 | $154,600 |
| 10% down | $48,627 | $437,641 | $2,944 | $182 | $991 | $4,117 | $176,500 |
| 5% down | $24,313 | $461,955 | $3,108 | $192 | $991 | $4,291 | $183,900 |
| 3.5% down (FHA) | $17,019 | $477,461 | $3,212 | $215 | $991 | $4,418 | $189,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.85% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in New Hampshire · part of the Concord metro area.
New Hampshire counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Strafford County | $506,299 | +3.0% | 1.85% |
| Belknap County | $507,481 | +2.8% | 1.31% |
| Carroll County | $508,169 | +4.2% | 0.99% |
| Hillsborough County | $517,347 | +2.2% | 1.66% |
| Grafton County | $429,567 | +3.5% | 1.72% |
| Cheshire County | $389,037 | +3.0% | 2.16% |
| Sullivan County | $384,641 | +3.9% | 2.14% |
| Rockingham County | $624,657 | +3.2% | 1.58% |
| Coos County | $252,787 | -2.0% | 1.89% |
Frequently asked questions
What is the average home price in Merrimack County, NH?
The typical home value in Merrimack County is $486,268 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Merrimack County?
About $154,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Merrimack County?
The median effective rate is 1.85% of home value a year (Census ACS 2024 5-year estimates).