Keene, NH home prices
Typical home $389,011 · +3.0% in a year · income needed $128,100
The Keene, NH metro area ranks 163 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.0% in a year and +41.5% over five years. With 20% down at 7.11%, the typical home costs about $2,988 a month including 2.16% property tax (Cheshire County rate).
Mortgage on the typical Keene home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,802 | $311,209 | $2,094 | $0 | $894 | $2,988 | $128,100 |
| 10% down | $38,901 | $350,110 | $2,355 | $146 | $894 | $3,396 | $145,500 |
| 5% down | $19,451 | $369,561 | $2,486 | $154 | $894 | $3,535 | $151,500 |
| 3.5% down (FHA) | $13,615 | $381,965 | $2,570 | $172 | $894 | $3,636 | $155,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 2.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Keene area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cheshire County, NH | $389,037 | +3.0% | 2.16% |
What can you afford in New Hampshire on your salary? · New Hampshire home prices · Salaries in New Hampshire
Frequently asked questions
How much is a house in Keene?
The typical home in the Keene, NH metro area is worth $389,011 (Zillow, September 2026).
What salary do you need to buy a house in Keene?
About $128,100 a year for the typical home with 20% down at 7.11%.